Insurance For Horses and their People

Simply select one of the customized packages, then purchase online in just a few easy steps. Upon completion coverage is effective immediately.
Top 3 reasons to buy horse insurance from Intercity Insurance Services:

NO MEMBERSHIP REQUIRED total cost as low as $31.48/year!
Provides comprehensive coverage to equine enthusiasts of all disciplines, and covers any number of horses used for personal purposes.
Designed by Horse People for Horse People.
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The RIDER INDIVIDUAL Package Includes:

  • $5,000,000 - Personal Liability (?)
  • $50,000 - Accidental Death & Dismemberment (?)
Addons:
For coverage details and limits click on the (?)

Total Premium: CDN$

The RIDER FAMILY Package Includes:

Family Memberships are comprised of private individuals and permanent residents of the individual's household, including but not limited to, the individual's spouse and the relatives of either. Also included is any person under the age of 21 who is a dependent of the Insured but does not reside as a permanent resident of the Insured's household.
  • $5,000,000 - Personal Liability (?)
  • $50,000 - Accidental Death & Dismemberment (?)
  • $10,000 - Tack (?)
  • $12,000 - Horse Mortality (?)
For coverage details and limits click on the (?)
***Travel Coverage available, contact our office.***
Total Premium: CDN$ 178.00

$5,000,000 - PERSONAL LIABILITY
Covers any owned or leased horse that is being used for PERSONAL purposes. This coverage does not respond for COMMERCIAL USE. Coverage is in place 24 hours/day,7 days a week, ANYWHERE in the world. This policy includes coverage for liability arising from the non-commercial care, custody and control of non-owned horses (e.g. transporting a friend's horse)

$50,000 per individual - AD&D
Accident, Death and Dismemberment coverage for injuries sustained related to an equine activity (including injuries arising while traveling to and from an equine activity). Coverage is in place 24hours/day, 7 days a week and covers you worldwide. Coverage available to individuals under the age of 75.

$10,000 - Tack
Tack and horse equipment you own, excluding rider clothing and protective equipment is insured against loss or damage from "all risks". Limit of coverage is $10,000 for any one loss, total limit per term. Losses subject to deductible of $500.00

Cost:
Premium - $65.00
PST - $5.20
Total - $70.20

$10,000 - Tack
Tack and horse equipment you own, excluding rider clothing and protective equipment is insured against loss or damage from "all risks". Limit of coverage is $10,000 for any one loss, total limit per term. Losses subject to deductible of $500.

$12,000 - Horse Mortality
Covers ANY horse you own for death arising from Fire, lightning, transport, and attack by wild animals, drowning, and collapse of building, windstorm and more. Limit of $12,000 any one loss and any one term.

The RIDER FAMILY* Package Includes:
Family Memberships are comprised of private individuals and permanent residents of the individual's household, including but not limited to, the individual's spouse and the relatives of either. Also included is any person under the age of 21 who is a dependent of the Insured but does not reside as a permanent resident of the Insured's household.

$1,000,000 - Travel Medical Single
Emergency Out of Province/Country travel insurance. Limit of $1,000,000. Maximum length of any one trip is 90 days, any number of trips per policy term. Includes coverage for injuries sustained while participating in equine activities (including competition). Coverage available to individuals who have not reached the age of 65.

Coverage is only valid if purchased PRIOR to departure from your province of residence.

Cost:
Premium - $150.00


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